Africa’s next fintech winners will be defined by discipline and trust, not speed. During Fintech Replay Day 2, Daniel Ndahiro Kagame (CEO, Credify Africa) highlighted a shift away from blitzscaling toward strong governance, compliance, and disciplined execution. He also stressed the need for a phygital model, combining digital scale with physical presence, community, and trust. In Africa, sustainable growth comes from blending technology with human connection. Founders must scale with discipline
1:35
Africa’s next fintech winners will be defined by discipline and trust, not speed. During Fintech Replay Day 2, Daniel Ndahiro Kagame (CEO, Credify Africa) highlighted a shift away from blitzscaling toward strong governance, compliance, and disciplined execution. He also stressed the need for a phygital model, combining digital scale with physical presence, community, and trust. In Africa, sustainable growth comes from blending technology with human connection. Founders must scale with discipline
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