“A 401 (k) plan is a great way to increase your retirement savings ,” AARP adds. “Your employer will deduct your pretax ...

You spent 30 years building a $3 million 401(k), but at 73, the IRS will start dismantling it on its own schedule. The forced withdrawals are called required minimum distributions, and at that balance ...

If you're going to save money for retirement (which, to be clear, you should), then you probably want to do it in the most seamless, painless way possible. And that could mean falling back on your ...

Listen and subscribe to Decoding Retirement on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. The 401(k) system, introduced in 1978, is showing its age and grappling with ...

Many American workers spend a lot of time and effort managing essential daily expenses, such as housing costs, groceries, transportation, and fuel. As they navigate these immediate financial ...

The Wall Street Journal reports on an Obama administration initiative to facilitate—or require—that workers automatically be signed up to participate in employer-sponsored retirement accounts. These ...

Rollovers from 401(k)-type plans to individual retirement accounts, or IRAs, are becoming more common. That's largely due to the high number of baby boomers entering their retirement years. There are ...

While 401(k)s can be convenient, they do have some serious drawbacks. You may be looking at limited investment choices and high fees. There's also the issue of facing a penalty for taking an early ...